Local access and account rules
We set out our legal position in plain English so you can see what applies to your account before you move ahead. Access, account use, and any service we can offer depend on local law, your location, and the details you provide during sign-up and later
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checks. If a rule changes, we may update the terms, pause access in a region, or ask for more account details before continuing. We keep the wording tied to the account record so you can compare what changed and when. For India, the payment context we
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show may include UPI, Paytm, PhonePe, and Google Pay where they are available and where local law permits. When you ask for a copy of the terms that apply to your account, we can point you to the current version and the change date. We do
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not widen access beyond what the local framework allows, and we do not treat a payment chip as a promise that the same method will appear everywhere.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.